Looking For Financing For Your Restaurant?

Apply for the Rapid Capital Funding Restaurant Financing Program

Rapid Capital Funding has a special cash advance program for restaurants allowing you to recieve up to $250,000 in working capital per restaurant location within 7 days.
With our restaurant financing program we will purchase a small percentage of your future credit card sales until the payback is completed, giving you the cash advance your business needs now.

Our restaurant financing program requirements are simple, to be elligible for our restaurant cash advance, your business must:

How do cash advances differ from restaurant business loans?

For starters, merchant cash advances are totally unsecured and do not require any collateral or personal guarantee. A merchant advance is not typically structured with a set repayment period allowing the business remittance flexibility as sales fluctuate. Also, unlike traditional loan programs, business owners with good or bad credit can qualify for a cash advance. Merchant cash advances are provided in exchange for a share of the businesses future credit card sales and the remittances are drawn daily from the customers' credit card and debit card transactions. An additional benefit of a merchant cash advance is the fast approval process which requires only a few minutes to apply and can be approved within 24 hours.

What can merchant cash advances be used for?

There are no limitations on how merchants plan to use their cash advances and we do not require any plan or purpose to complete the funding. It is completely up to the business how they wish to utilize the money they receive, however, most choose to invest back in their business for renovations, expansions, equipment, payroll or just general business cash flow.

Learn Why a Restaurant Cash Advance is Better than a Restaurant Business Loan

1. Restaurant business loans usually require above average credit, a substantial down payment, and might come with strictly defined terms of use. Our Merchant Cash Advance has no up-front or hidden fees, has no specified terms of use, and does not require outstanding credit.

2. Even if the applicant has good personal credit and has been in business for over a year, banks and other lenders consider the restaurant industry to be extremely high-risk. Many lenders will not provide restaurant loans at all, while those that do tend to be very selective. We can provide a business cash advance for restaurants that have not been in business for a long time.

3. Because the restaurant industry is fast-paced and constantly changing, owners often seek capital to renovate, advertise and expand. Conventional restaurant loans take to long to qualify for and may not be approved in time. Our restaurant financing program will provide you cash in as little as 7 days.

4. Unlike a restaurant business loan that requires a fixed payment, a merchant cash advance is based on credit card sales volume... so durring a slow time it allows the restaurant to pay less. A restaurant cash advance is designed to accommodate owners with the natural patterns of business ups and downs. We get paid when you get paid.

5. Even if you have applied and been rejected for restaurant loans, you may be able to qualify for a restaurant cash advance. We have helped hundreds of restaurant owners who were turned down by banks and other lenders.

6. A restaurant owner must be able to handle emergencies or be able to act on an opportunity quickly. Conventional restaurant loans could take months to secure while a merchant cash advance will provide you with the working capital your business needs in as little as 72 hours.