• No collateral required


• No Personal guarantee


• No fixed payments


• Quick approval


• Cash in 72 hours


• 95% Approval Rate


• No Applications or
  Closing Fees

Business Financing: Optical Stores Business Loan Alternative

Does your optical store need business financing or a loan to purchase inventory, supplies, working capital or expand your business? Learn how you can get up to $250,000 with a business cash advance.

Eye care is an important sector of our economy. There are many independent and franchise optical stores. These stores provide eye exams, eyeglasses, contact lenses, sunglasses, and accessories. Most optical stores are owned by small business people that often have difficulties obtaining traditional bank financing to maintain inventory and maintain cash flow. Traditional bank loans require collateral and personal guarantees can make it next to impossible for optical store owners to obtain.

Financing Solutions For Optical Store Businesses

Stop wasting your time and effort applying for bank loans and traditional business financing when we have a business loan alternative. If your optical store accepts Visa, Master Card, American Express or Discover Card, you are eligible for our merchant cash advance program. Use your most valuable business asset, your future credit card sales to qualify. With our merchant cash advance program, we will purchase a small percentage of your future credit card sales for upfront cash today. The payback process is simple, as transactions roll in, we get paid back with a small fixed percentage of your daily credit card sales. There is no personal guarantee involved and you will be able to pay it back without affecting your daily cash flow. It is totally flexible, unlike a bank loan, we get paid when you get paid.

How do merchant cash advances differ from business loans?

Merchant cash advances are based on merchants' future credit card transactions. Unlike traditional loan programs, a cash advance is totally unsecured (does not require collateral or a personal guarantee). The program is available to party store businesses with good or bad credit. Because the merchant cash advance is based on future credit card receivables, a good credit score is not required to be approved. Unlike loans, applying for a merchant cash advance takes literally minutes and approval is typically done within 24 hours.

What can merchant cash advances be used for?

Optical stores are free to use funding from their cash advances for anything they desire. Unlike other financing options available to businesses through banks and private lenders, we do not require a plan for the funding and we don't require that it be used for any specific purposes. A cash advance can be used for inventory, expansion, renovations, payroll, equipment, general business cash flow, or anything that you decide.

Our Business Cash Advance program requirements are simple. To be eligible for our unsecured cash advance, your optical store must:

Apply online or call 1.888.344.0095

Keep your cash flow healthy and receive up to $250,000 or as much as your business demands.