Does your business need working capital?

Looking for a small business loan?

We will purchase a small percentage of your future credit card sales, until the payback is completed and give you the cash advance your business needs now! Our working capital loans are the best alternative to the banks small business loans, even when the bank says no we say yes!

Get a custom quote from a specialist by filling out the form on the left, or you may continue reading to find out why our small business loans are your best option.

Receive up to $250,000 per business location today with Rapid Capital Funding Merchant Cash Advance Advantage!

Need funds fast?

Rapid Capital Funding can provide funds in 7 days or less.

Rapid Capital Funding is a leading provider of working capital to businesses on their future credit card processing sales. Rapid Capital Funding is one of the only merchant cash advance providers in the country that can provide working capital on all credit card types including Visa, MasterCard, American Express, and Discover. Sell your future credit card transactions for cash today.

Concerned about your credit?

No problem. Rapid Capital Funding has a 90% approval rate. Business loan bad credit - ok.

Looking for a business loan?

Rapid Capital Funding provides an alternative to a small business loan with our business cash advance or merchant cash advance programs.

Working Capital Loans Vs. Business Cash Advances!

Why Our Business Cash Advance?

As leaders in the Business Cash Advance? industry, we have the best team of specialists to work with you. Our management team has owned and operated small businesses in many different industries and understands the needs of small business owners.

Business Cash Advance Benefits.

Our Business Cash Advance Programs differ from the traditional bank loan. With a Business Cash Advance, no personal collateral is required and no fixed term. Funds from your cash advance are available in seven days or less. You are free to use the funds from your merchant cash advance however you choose. There is a 90% approval rate on all merchant cash advance applications.

How can I use the funds?

Once you are approved for our Business Cash Advance, the funds are transferred directly into your bank account. You may use the funds from your cash advance for any of your business needs.

Do I qualify for a Business Cash Advance?

Applying for a Business Cash Advance is very easy and you may be approved in less than 48 hours. A Business Cash Advance application process consists of one simple form, six months merchant processing statements and three months bank statements. Fill out our Fast and Simple online form and have one of our working capital loan specialists get in touch with today and get a no-obligation quote.

If your are finding it difficult to obtain working capital loans! Get financing with a business cash advance!

Working Capital.

Many businesses focus on the obvious parts of business to make more money but many of them fail to make money and even fail simply because they have not adequately managed their working capital. Working capital management is an important part of any business operation. You need to know what assets you have and what they are doing for you and how you can use them in different ways to produce more revenue. Assets that do nothing are probably only leeching funds from your accounts and assets that are not being utilized to their full extent is essentially being wasted.

Working capital is essentially the difference between the assets that you have available and the liabilities that you currently have. If this is a positive figure then you have available working capital that can be placed back in the business to help you make more money. Working capital does not just have to be liquid assets but can include inventory and equipment in the office. Even if you have working capital but you are not able to liquidate that capital into something useful then you also need to take a look at what you business is doing. Many businesses struggle with their working capital for a number of reasons.

One way to increase your working capital is by shortening your business operation cycle. This means shortening the time between the moments you take money from your accounts to help a client and the moment that the client pays you. Invoice your clients as soon as possible to get the money that you are writing down as profit margin into your account so you can put it to good use. Closely linked to this is the collection of old debts and accounts. People always try to stretch out paying the bills as much as possible but for a business that is looking for more working capital this is not acceptable. If you have invoices that are more than 60 days old then you need to do something about it. Even 30-day-old invoices should already be in the process of being checked by staff to get the money owed to you into the account.

While it may seem cruel, keeping staff around that is not always necessary is not a good way to increase your working capital. In these cases it might be wiser to outsource what is necessary to another company. While you may have to pay a bit more to get the job done you save on compensation and insurance. The same applies to inventory. Inventory may be an asset that adds to your working capital but inventory that simply sits in the warehouse is simply eating away at the money in your account. If the inventory is not doing anything, get rid of it or make it do something!

Working capital can help a business succeed and lack thereof can make it fail. By plunging the working capital back into the business the business can grow and expand. By managing your working capital strategically you can ensure that your business will grow and will be able to survive and economic upheavals that may come your way.

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