RapidCapitalFunding small business blog » Posts for tag 'Working Capital'

Resolve To Get The Restaurant Financing You Need In 2010

Resolve To Get The Restaurant Financing You Need In 2010

Resolve To Get The Restaurant Financing You Need In 2010

If you need restaurant financing and need it in a hurry, then consider a merchant cash advance from Rapid Capital Funding.

Rapid Capital Funding’s merchant cash advance is a ssmall business loan alternative that’s ideal for restaurants of all types. If your restaurant is based in the US and generates at least $2,500 per month in Visa and MasterCard credit and debit receipts, and you are current on your lease, your restaurant business is likely qualified for a merchant cash advance.

With cash from Rapid Capital Funding, you can do whatever you need to do: remodel your interior space, make repairs, hire new employees, pay taxes or tide your business over during a slowdown in business. Rapid Capital Funding is here to help! Contact us today and let us show you how easy it is to get the working capital you need for your restaurant business!

Photo Credit: Caribb, via Flickr

Bookmark it

bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark

Looking For Small Business Working Capital?

Looking For Small Business Working Capital?

Looking For Small Business Working Capital?

The number one concern for small business owners right now is access to working capital. Regardless of whether business is good or bad, access to cash to cover bills, hire workers, upgrade inventory, remodel space, pay taxes or ride out a trough in the business cycle is critical. Unfortunately for small business owners, access to working capital isn’t happening through the banks.

Rapid Capital Funding, one of the nation’s premier merchant cash advance providers in the US, offers rapid access to working capital with its small business loan alternative. By factoring a small percentage of your future credit card sales, you can generate the cash you need for your business right now. Repayment is easy, too.

With a merchant cash advance, there are no minimum monthly payments to make. Each Visa or MasterCard transaction you process is used to help repay the advance. A small portion of each sale is used to pay down your balance, and the rest of the transaction comes back to you.

Your business gets the cash it needs and you get repayment terms you can afford. Contact Rapid Capital Funding today and let us show you how your business can finance its own working capital.

Photo Credit: Tom Byrne, via Flickr

Bookmark it

bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark

Merchant Cash Advance Gives Your Business Access To Capital

Merchant Cash Advance Gives Your Business Access To Capital

Merchant Cash Advance Gives Your Business Access To Capital

Cash is hard to find these days. Even with the government’s special small business loan programs, small business owners around the nation are saying that they’re having a tough time getting access to the capital they need to operate their businesses. In fact, more than half of all small business owners say that access to capital is their number one concern.

Even when capital is nominally available, lenders are asking for pledges of security that most small businesses just don’t have. Rapid Capital Funding offers unsecured business loans that will put cash in your pocket today. We offer a rapid application process that can provide your business with an answer in a matter of hours. You get the cash you need to run your business, just like that!

Our merchant cash advance allows you to leverage your future credit card transactions to get the cash you need now. Our merchant cash advance is unsecured, so you don’t need to come up with security, and our repayment terms couldn’t be easier. There are no monthly minimum payments to make. Each time you process a transaction, a small portion of the sale will be used to repay the merchant cash advance and the rest comes back to you.
We use North American Bancard, one of the nation’s largest credit card transaction processors, to assist us – and that means you’ll get the lowest possible rates on credit card transaction processing in addition to getting the cash you need at a great rate.

Contact us today and let us show you how to put your future to work right now!

Photo Credit: Nick Ares, via Flickr

Bookmark it

bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark

Small Business Loans Slow In Reaching Main Street

Small Business Loans Slow In Reaching Main Street

Small Business Loans Slow In Reaching Main Street

For small business owners, one of the greatest challenges is acquiring capital. Although the Small Business Administration was formed to ensure that small business owners had access to low-cost funding, small business loans have been slow in coming during this recession, leaving many small business owners with little or no cash to fund expansions or ease cash flow problems.

Now, the Treasury Department is working with the Federal Reserve and with private banks to create a $50 billion pool from which small business owners could draw. There’s nothing guaranteed about the creation of the fund, however. The plan is in response to complaints from small business owners that banks are no longer writing SBA loans because credit restrictions prevent them from lending capital to businesses that present any type of risk.

Independently, the Treasury is also working on a smaller, $10 billion loan program for small business owners, but that would require a reallocation of the TARP funds that had been previously set aside for financial stabilization.

Even if the programs are approved, they’re likely to come too late for many small business owners who need operating capital now, and would be forced to scale back or close their doors altogether without immediate access to working capital. The lack of capital availability has forced some business owners to seek out small business loan alternatives to fund their operational and expansion plans.

Rapid Capital Funding offers small business loan alternatives that can put cash into your business accounts in a matter of hours. For more information about how Rapid Capital Funding can help your business thrive in troubled times, contact us today.

Photo Credit: Duncan Rawlinson, via Flickr

Bookmark it

bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark

Safe Beauty Association Moves To End Unsafe Beauty Salon And Spa Practices

Safe Beauty Association Moves To End Unsafe Beauty Salon And Spa Practices

Safe Beauty Association Moves To End Unsafe Beauty Salon And Spa Practices

The newly formed Safe Beauty Association (SBA) is attempting to educate beauty salon professionals to the dangers of common but unsafe beauty salon practices in an effort to make salon visits safer and more enjoyable. The group is launching a month-long campaign in October to promote hygienic habits among beauty salon workers.

Much of the campaign focuses on helping beauticians and beauty salon personnel avoid injuries to themselves and clients, and eliminate unhygienic practices that could lead to the spread of disease. The group’s initial study also showed that nearly one-third of all beauty salons do not carry public liability insurance, which poses a danger to both clients and salon operators.

If you own a beauty salon and would like to improve or modernize your facility but lack the working capital to do so, Rapid Capital Funding can show you how your own business can finance your business improvement plans. Our merchant cash advance provides the cash you need in a matter of hours and is available to beauty and spa businesses that accept Visa or MasterCard credit and debit transactions.

With a merchant cash advance from Rapid Capital Funding, you can use your future credit card transactions to finance your business right now. There are no monthly minimum payments to make, and your merchant cash advance isn’t dependent upon your credit. Good credit, bad credit or no credit – you can still qualify for a merchant cash advance from Rapid Capital Funding.

Contact Rapid Capital Funding and let us show you how to put your future transactions to work for your business today!

Photo Credit: John Althouse Cohen, via Flickr

Bookmark it

bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark

Working Capital For Optical Store Business Financing

Working Capital For Optical Store Business Financing

Working Capital For Optical Store Business Financing

Last month, Luxottica, a global manufacturer of eyewear and eye care products, told investors and reporters that the company believes the worst of the global recession is over. Although the company’s sales were up, Luxottica posted a second-quarter decline in net income, due in part to changes in global currencies. Other indicators appear to point to a loosening of the global recession as well, which is good news for business owners looking for working capital or optical store business financing.

While US credit markets are still tight, Rapid Capital Funding offers a loan alternative that is ideal for businesses that have a high credit card transaction volume (in excess of 80%). Our merchant cash advance will put funding in your pocket today. The amount you receive is based on your business’ credit card transaction volume.

Use the money for anything you like: pay bills, add to your inventory, expand your business, pay taxes, or purchase new equipment. Rapid Capital Funding places no restrictions on how you use your money. In fact, we don’t even ask why you want the merchant cash advance.

There are no monthly minimum payments to make either. You can manage your cash flow easily and predictably with a merchant cash advance. Each time you process a credit card transaction, a small portion of the sale is used to repay the merchant cash advance. The rest of the money is deposited into your merchant account as normal. You get the cash you need up front and an easy repayment plan. Nothing could be easier for optical practices looking for working capital or optical store business financing.

Contact Rapid Capital Funding today and see how a merchant cash advance can provide the optical store business financing you’re looking for.

Photo Credit: Brian Leon, via Flickr

Bookmark it

bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark

Cell Phone Store Business Financing: Loan Alternative

Loan Alternative

Cell Phone Store Business Financing: Loan Alternative

Consumer use of cell phones is changing. A new survey by CTIA- a wireless phone trade group – shows that just 13 percent of Americans don’t have a cell phone. According to the group, there are 270 million cell phones in use in the US right now and more than 20 percent of households have no landline at all, and 15 percent of users say they take calls more often on their cell phones than they do on their landlines. So, does this mean the end of the landline is in sight? Probably not, but it does mean that cell phones have become increasingly attractive to consumers in the last decade. If you’re looking for cell phone store business financing, a loan alternative from Rapid Capital Funding may give you the working capital you need to take advantage of this shift in consumer demand.

Rapid Capital Funding’s merchant cash advance is a loan alternative that makes sense for small businesses for whom credit cards comprise 80% or more of the total sales receipts. A merchant cash advance enables you to sell a portion of your future credit card transactions for cash up front. This puts cash in your pocket immediately and there are no restrictions on how you spend the money. Use it to expand your space or your inventory, pay bills, hire staff or offer new services.

As a loan alternative, there is no minimum monthly payment to make. Instead, each time you process a credit card transaction, a small portion of the sale is used to repay your loan alternative. You get the working capital you need and easy repayment terms. When business is good, your repayment rate increases and when things slow down, so does your loan alternative repayment. The merchant cash advance makes so much sense for small businesses that about 3 out of 4 merchants who take one come back for a second after the first one is repaid.

Don’t hassle with the bank for the cash you need, only to be turned down in a few weeks. Contact Rapid Capital Funding today for information on how you can put your future credit card transactions to work for you right now!

Photo Credit: Michael Mistretta, via Flickr

Bookmark it

bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark

Restaurant Financing: Loan Alternative

Loan Alternative

Restaurant Financing: Loan Alternative

Own a restaurant? Looking for restaurant financing? Consider a loan alternative from Rapid Capital Funding to give you the working capital you need to run your business.

A merchant cash advance is ideal for restaurants and other businesses that accept credit cards for 80% or more of their transactions. A merchant cash advance is a loan alternative that enables you to sell a portion of your future credit card transactions for cash up front. There are no restrictions on how you use the money and no fixed monthly minimum repayment schedule.

Better still, there are no long applications to fill out, no waiting for a response from the lender, and no collateral or personal guarantees are needed! Whether your business has good credit or bad, a merchant cash advance can provide the working capital you need to expand your business, remodel your interior space, hire new personnel, make repairs to your building or do just about anything else you need to do.

As a loan alternative, the merchant cash advance is growing in popularity. They’re much easier to get than a bank loan and more flexible in terms of repayment. When your business is good, your merchant cash advance is repaid faster; when your business slows down, the rate of repayment on this loan alternative slows down too. It’s ideal for small businesses during the recession.

Contact Rapid Capital Funding today and let us show you how to put your future credit card transactions to work today!

Photo Credit: Thomas Hawk, via Flickr

Bookmark it

bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark

Financing For High Risk Businesses: Merchant Cash Advance Loan Alternative

Merchant Cash Advance Loan Alternative

Financing For High Risk Businesses: Merchant Cash Advance Loan Alternative

For some business owners, opening a business means seeking venture capital. Today, that’s a proposition that many venture capitalists aren’t willing to take. A recent survey of venture capitalists showed that nearly 93% of respondents were either “worried” or “very worried” about the uncertainty of returns. In other words, many venture capitalists are no longer willing to gamble on new business ventures. Combine this with the banks, which are unwilling to tolerate any risk at all, and you have a situation where financing for high-risk businesses is largely unavailable.

What qualifies as a risky business? For banks, most new ventures are risky, too risky to fund. That’s why Rapid Capital Funding offers an exceptional loan alternative called a merchant cash advance.

A merchant cash advance will provide the working capital you need to get your high risk business off the ground and keep it there. By factoring a portion of your future credit card transactions, you can raise working capital and get the financing for high-risk businesses that banks and private lenders aren’t willing to provide.

If your business has a high volume of credit and debit card transactions, and generates at least $2,500 per month in Visa and MasterCard credit and debit transactions, you likely qualify for a merchant cash advance. Contact Rapid Capital Funding to see how you can raise your own financing for your high-risk business. Put your future credit card transactions to work for you today!

Photo Credit: David Jarrold, via Flickr

Bookmark it

bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark

Recession Changes Everything – Even Shoes

Recession Changes Everything – Even Shoes

Recession Changes Everything – Even Shoes

If you’re in the shoe store business and thought that high-value brands were out of your reach, guess again. Jimmy Choo, one of the swankiest brand names in women’s shoes, now says that it will create a pair of pumps that will sell for less than $50. That’s quite a drop from the average $550 price tag for a pair of Choos.

The lesson here for small businesses is important, though. The recession has hit retailers hard and consumers, more now than ever before, will part with their cash only for real bargains. If your small business offers high-value items, you may consider expanding your line to include lower-priced items. If you need working capital to make your expansion plans take off, consider a loan alternative from Rapid Capital Funding.

If your business generates more than $2,500 in Visa or MasterCard receipts each months, you’re likely qualified for a merchant cash advance. As a loan alternative, a merchant cash advance makes a lot of sense for businesses where credit card transactions make up 80% or more of gross monthly receipts. This loan alternative is great for generating shoe store business financing, capital for restaurant businesses, gas stations and other similar businesses.

Contact Rapid Capital Funding today and see how you can get the working capital you need to take advantage of consumer buying preferences during these tough economic times.

Photo Credit: Stephen Carlile, via Flickr

Bookmark it

bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark bookmark

© 2008 RapidCapitalFunding small business blog is powered by WordPress