Home Improvement Business Financing Likely To Suffer In Housing Slowdown

The latest real estate sales numbers aren’t good, and that’s likely to affect more than just home sales. Analysts have also downgraded the stock value of the largest home improvement retailers in the US, Home Depot and Lowe’s. The downgrade is the result of falling confidence in the housing sector. Home sales often drive home improvement, and some analysts believe that homeowners who plan to stay put cannot sustain long-term growth in the home improvement sector. This analysis will make finding home improvement business financing more difficult, even for those businesses that have been able to maintain strong sales and revenue pictures.

With tight credit, some home improvement business owners may think that there is no solution to their home improvement business financing problems. Rapid Capital Funding is now offering a business cash advance, which can provide up to $250,000 in home improvement business financing within a matter of hours!

A business cash advance is the ideal financing tool for businesses that need fast financing! With a business cash advance, your home improvement business sells a small portion of its credit card sales in exchange for cash. There are no restrictions or limitations on how the money is used, and you’ll make no minimum monthly payments. When your sales are good, your repayment rate will pick up, but more importantly, when your business slows down, so does your rate of repayment.

If you’re looking for home improvement business financing and you can’t find a good option from a bank or other lender, contact Rapid Capital Funding today and we’ll help you get the home improvement business financing you’ve been looking for.

Photo Credit: D’Arcy Norman, via Flickr

Bookmark it

Home Improvement Business Financing Is Available Now!

Home improvement business financing is available right now! With a business cash advance from Rapid Capital Funding, you can get the financing your home improvement business needs.

Even if your credit is less than stellar, Rapid Capital Funding has bad credit business loan programs that can help put your business back on the right track! Use the cash to finance new work, pay subcontractors, rent or lease equipment, train or certify your staff… whatever you need. Rapid Capital Funding doesn’t place restrictions on how you spend the money.

If your business generates more than $2,500 each month in credit and debit receipts, your home improvement business financing is probably waiting for you! We can provide a funding decision within 24-48 hours in most cases. You get the money you need when you need it. No long waits, no complicated applications processes and your business credit is almost irrelevant when it comes to our funding decision.

Contact Rapid Capital Funding today and let us show you how you can get the home improvement business financing you’ve been looking for.

Photo Credit: Robert S. Donovan, via Flickr

Bookmark it

Spring Is The Season For Home Improvement Business Financing

If you operate a home-improvement business, and are looking for home improvement business financing, you’ve probably discovered that the banks are not enthusiastic about lending right now, especially because the real estate sector is so soft. That makes it harder for homeowners to commit to making home improvements, and that makes things tough for your home improvement business. Don’t give up though! Rapid Capital Funding has the home improvement business financing you’re looking for, at rates you can afford.

Within hours of receiving your business cash advance application, Rapid Capital Funding can have a funding decision ready for you. We can put up to $250,000 in your account today, all at rates your business can afford! Use the financing in any way you want: finance the start of a major project, buy new tools, hire additional help or do what you want. The choice is all yours.

Financing is available for businesses that generate at least $2,500 each month in credit and debit receipts. There are no monthly minimum payments to make so your business cash advance will be easy to manage throughout your annual business cycle. Many businesses find our business cash advance to be such a convenient way to get quick cash that they return for a second advance once the first one is repaid.

Rapid Capital Funding is interested in all borrowers – not just the ones with outstanding credit. Our unsecured business loans are available whether you have good credit, bad credit or no credit at all.

Contact Rapid Capital Funding today and see what a difference real home improvement business financing can make for you!

Photo Credit: stopnlook, via Flickr

Bookmark it

Spring Into Home Improvement Business Financing

If you operate a home improvement business, Spring will be one of your favorite seasons. While booking a lot of work may be good for your bottom line, it may also signal the need for additional cash. Rapid Capital Funding has home improvement business financing available right now.

Use the funds for whatever you need: pay suppliers, hire subcontractors, lease equipment. There are no restrictions on how you spend the cash. If your home improvement business accepts Visa or MasterCard and generates a minimum of $2,500 in credit and debit receipts each month, your business is likely qualified for a business cash advance from Rapid Capital Funding. Rapid Capital Funding approves about 90% of all business cash advance applications and we can put cash in your account within a matter of days.

The process of getting cash is streamlined and the repayment process is easier still! Each time you process a Visa or MasterCard transaction, a small portion of your sale is used to repay your business cash advance. The rest of the sale comes back to you. You get the money you need up front and sufficient cash flow to keep your business running smoothly while you repay your advance.

Contact Rapid Capital Funding today and let us show you how our business cash advance can provide the home improvement business financing you’re looking for!

Photo Credit:

Bookmark it

Get Your Home Improvement Business Financing Now!

Homeowners are turning to home improvements as a way to retain or increase the value of their homes, or to make their homes more attractive for a future sale. Now is a good time to be in the home improvement business. Unfortunately, it’s a terrible time to go looking for home improvement business financing from banks and other lenders.

A merchant cash advance from Rapid Capital Funding is a great small business loan alternative. If your home improvement business generates at least $2,500 per month in Visa or MasterCard credit and debit receipts, you’re likely qualified for a merchant cash advance.

You don’t need to wait weeks to find out if your application has been approved, either! Rapid Capital Funding can get your response back to you within 48-72 hours in most cases. Get the capital you need to make your home improvement business run right. Use the cash to buy materials, hire temporary assistance, pay bills or improve your cash flow.

Contact Rapid Capital Funding today and let us show you how you can get the home improvement business financing you need.

Photo Credit: Bill Ohl, via Flickr

Bookmark it

Home Improvement Business Financing In December

If there’s any business affected by the season, it’s the home improvement business. During the warmer months, home construction work is easy to find, but Home improvement business financing may not be, especially in the colder months, when the available work slows down. If you own a home improvement business and are looking for small business loan alternative that can help you get through the slow winter months, look no farther than Rapid Capital Funding.

If your home improvement business generates at least $2,500 per month in Visa and MasterCard receipts, you’re likely qualified for a merchant cash advance. A merchant cash advance isn’t a bank loan. There are no monthly minimum payments to make – a major benefit when your cash flow is slow – and there’s no extensive application or approval process.

You can use the money for whatever you need – financing new work, hiring help, upgrading your equipment, professional development – whatever it takes to make your business run smoothly. If you’re interested in learning more about how a merchant cash advance can help your business finance its own activities, contact Rapid Capital Funding today!

Photo Credit: Juhan Sonin, via Flickr

Bookmark it

Existing Home Sales Spur Interest In Home Improvement

According to the National Association of Realtors, sales of existing homes jumped by 9.4% in September, notching the highest month-over-month increase in two years. Home sales have been spurred in part by first-time homebuyers who are anxious to take advantage of the one-time $8,000 tax credit. The tax credit program, which ends November 1, provides $8,000 to first-time homebuyers who conclude a sale by November 20, 2009.

The National Association of Realtors is lobbying Congress to continue the program, but to date no moves have been made to extend the closing deadline. Some analyst argue that home sales are being driven more by falling home prices and falling interest rates than by temporary tax credits.

Analysts say that the interest in home purchases and what’s largely viewed as an end to the recession will drive home improvement investments beginning in the second quarter of 2010. Consumer spending on home improvement is expected to remain flat in the fourth quarter of 2009 and the first quarter of 2010, but this is typical of home improvement trends, which typically ebb in the winter months.

For home improvement businesses, the predicted uptick in activity is welcome news. If you own a home improvement business and are looking for working capital to fund projects, hire workers, purchase or lease equipment or expand your service offerings, contact Rapid Capital Funding today. Rapid Capital Funding can provide nearly instant cash for your business. Unlike a bank or other lending institution, Rapid Capital Funding can make funding decisions quickly. Applicants can usually receive capital within 24-48 hours of submitting an application.

Don’t wait until recovery comes to the home improvement business. Contact Rapid Capital Funding today and position your home improvement business to ride high in 2010.

Photo Credit:

Bookmark it

Home Improvement Business Financing Business Loan Alternative

According to Harvard University’s Joint Center for Housing Studies, expenditures on home improvements dropped 8 percent in the first quarter of 2009, compared to the same time last year. The drop in home improvement expenditures is another sign of the depth of the recession. Overall, the Center estimates that spending on improvements will drop by 12 percent in 2009, compared to 2008 levels. That drop can make finding home improvement business financing tough.

One approach some home improvement business owners are taking is to seek out a business loan alternative. Rapid Capital Funding has an ideal business loan alternative not only for home improvement business financing, but also for many other small businesses.

A business cash advance doesn’t rely on your credit or your business plan. It relies on your monthly credit and debit transaction volume, and that’s about it. If your home improvement business accepts Visa or MasterCard and generates at least $2,500 each month in credit and debit receipts, you’re likely to be approved for a merchant cash advance.

No collateral, no co-signers, no personal guarantees. Just the cash you need to provide home improvement business financing, even in a soft economy. With a business cash advance, you sell a portion of your future credit card transactions. As the transactions come in, a small portion of each sale is used to repay your business cash advance. The rest of the transaction comes back to you.

This approach means that you don’t commit to making a specific monthly payment. Your repayment follows the business cycle so you’re not caught short of cash when your receivables slow down. Contact Rapid Capital Funding today and learn how your future credit card transactions can be used to provide the home improvement business financing you’re looking for.

Photo Credit: Pinkiesblues, via Flickr

Bookmark it

Home Improvement Business Financing: Business Loan Alternative

The recession has had a definite impact on home remodeling projects. The value of permits being sought is off by more than 40 percent in one four-county region in Southern Ohio. The drop was measured over a two-year period, beginning in 2007. This slowdown in home improvements has made finding home improvement business financing more difficult.

Permit activity does pick up in the second and third quarters of the year and now is the ideal time to introduce new products and services that help distinguish your business from the crowd. If you can’t get the home improvement business financing you need to take on new jobs, hire subcontractors buy materials or expand your service offerings, contact Rapid Capital Funding for information on a business loan alternative known as a merchant cash advance.

A merchant cash advance enables you to sell a portion of your future Visa or MasterCard transactions in exchange for cash up front. As the transactions are processed, a portion of each sale goes to repay the merchant cash advance. The rest is returned to you.

A merchant cash advance is a great business loan alternative. You get cash fast with no monthly payments, no long approval period, no collateral and no personal guarantees. Since your repayment is tied to your business cycle, you aren’t tied to a specific repayment amount each month.

If your home improvement business accepts Visa or MasterCard and generates at least $2,500 in credit or debit card receipts, your business is likely eligible for a merchant cash advance. Since the merchant cash advance doesn’t depend upon your credit, even businesses with bad credit can qualify.

Contact Rapid Capital Funding today to find out how to put your future credit card transactions to work for you right now!
Photo Credit: Chris Harrison, via Flickr

Bookmark it

Home Improvement Business Financing: A Business Loan Alternative

Home improvement business financing is available for your business. Spring is the time when homeowners start to make home improvements. A merchant cash advance can ensure that your home improvement business has the financing it needs to take on new business.

A merchant cash advance is a business loan alternative that puts cash in your accounts up front. Rapid Capital Funding purchases a portion of your future credit card transactions. As the transactions come in, a small percentage of the sale is used to repay the merchant cash advance; the rest is returned to you.

Nothing could be faster or easier than this business loan alternative! No long application process, no sweating through credit checks, no monthly payments to make while you’re still waiting for payment from your clients. A merchant cash advance is the ideal way to make sure your home improvement business has enough cash on hand to pay bills, buy materials and supplies, purchase or lease new equipment, and pay for sub-contractors.

If your home improvement business accepts Visa or MasterCard and generates credit card receipts of as little as $2,500 per month, you’re likely to qualify for a merchant cash advance. Don’t wait and don’t turn down business because your bank won’t give you the home improvement business financing you need. Go for a business loan alternative from Rapid Capital Funding instead!

Photo Credit: Ned Horton

Bookmark it