Merchant Cash Advance Be A Business Lifeline

Posted in Business Cash Advances, Cash Flow, Small Business Financing by Eileen
March 30, 2009

A merchant cash advance from Rapid Capital Funding could be the one thing that keeps your small business alive. To a bank, a business can be reduced to a numerical value. A loan could mean the difference between survival and closure, but a bank only looks at the numbers.

A small business may be a family-owned operation that has a long history of service to the community. Family-owned operations and community service don’t factor into the bank’s numbers very easily. A small business may employ one or a dozen or even one hundred people who depend on the business to sustain themselves and their families. But those numbers don’t factor into the bank’s decisions.

In England, small businesses are failing at a rate of 120 per day because banks won’t lend their money to otherwise viable small businesses. The figures here aren’t much better. Do you want to hang the survival of your business on the numbers that matter to the bank? Wouldn’t you rather make the decisions about which numbers are most important to your business?

Rapid Capital Funding offers small business loan alternatives that aren’t hinged on a business’ credit rating. There are no long application forms to fill out, no interminable waiting period to find out if you’ve been approved, no collateral to put up, and no personal guarantees to make.

Rapid Capital Funding will invest in your business by buying a portion of your future credit card transactions. Businesses of any size that accept Visa or MasterCard and generate at least $2,500 per month in credit and debit card transactions qualify.

Repayment terms are easy. When your transaction volume is high, your advance is repaid faster. When your transaction volume slows, the repayment slows, too. This is ideal for seasonal and cyclical businesses. Rapid Capital Funding also offers special financing programs for restaurants and other high-transaction volume businesses that need to shore up their cash flow.

Contact Rapid Capital Funding today for more information about business loan alternatives, and let us show you how they can help your business.

Photo Credit: Markus Hanser