Automotive Business Financing Small Business Loan Alternative

According to new analysis, the automotive aftermarket business is thriving in this recession. Aftermarket auto parts for customization and repair are thriving in the recession as people look for ways to keep their older cars on the road longer. For aftermarket auto businesses looking for automotive business financing, a business cash advance may be just the small business loan alternative that they’re looking for.

A business cash advance is easy to get; there are no credit checks, no long applications, application fees, or collateral to put up. You don’t have to guarantee the business cash advance personally, either. Better still, there are no monthly minimum payments to make.

With a business cash advance, you sell a portion of your future Visa and MasterCard credit or debit receipts. When the transactions come in, a small portion of each sale is used to repay the advance; the rest comes back to your business. When your business is good, your repayment occurs at a faster rate and when business slows down, so does your repayment schedule. It’s ideal for small businesses and eliminates the need to worry about minimum monthly payments.

Contact Rapid Capital Funding today for more information on how a merchant cash advance can help your business thrive in these tough economic times.

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Illinois Liquor Store Customers Stock Up To Beat Tax Increase

The State of Illinois will begin to impose a new liquor tax on September 1 and that has Illinois liquor store customers rushing to stock up ahead of the price increase. The state’s new liquor tax will increase by 25% over its current rates for beer; 86% over its current rates for wine; and 90% over its current rates for hard liquor. Liquor store owners are also expecting a price increase from distributors.

This two-fold hit has some Illinois liquor stores worried. The anticipated increases mean that customers will likely pay between $1 and $3 more for wine and liquor after September 1. Liquor stores are also stocking up on lower-priced alcohol in advance of the holiday season. Paying for alcohol up front may be a tough proposition, but some liquor store owners may want to consider financing their increased stock with a merchant cash advance.

A merchant cash advance provides cash up front that can be used for anything, including financing the purchase of lower priced stock. A merchant cash advance is a small business loan alternative that allows a business owner to sell a portion of his future credit card transactions for cash up front. Repayment is easy, too. As each transaction is processed, a small portion of each sale is used to repay the merchant cash advance. The rest of the sale comes back to the merchant as usual. It’s a great way to get business cash fast, and without having to worry about making monthly payments. Your merchant cash advance is repaid each time you process a credit or debit card transaction.

Contact Rapid Capital Funding today for more information about how a merchant cash advance can help your liquor store business survive.

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Business Cash Advance Can Provide Shoe Store Business Financing In A Recession

Looking for a good business opportunity in the recession? Try owning a shoe repair shop. Shoe store business financing may be difficult to acquire during a recession, but frugal consumers have pumped up the bottom lines of shoe repair stores around the country. The recession has changed the way people think about some things, shoe repair being one of them. Repairing a shoe rather than replacing it can reduce a consumer’s overall costs by 75% or more.

Another new thing: many small business owners aren’t turning to their banks for capital. They’re looking for small business loan alternatives from non-traditional lenders. The near-ubiquitous acceptance of credit cards among the merchant community has opened up another financing alternative: the business cash advance. With a business cash advance, business owners are funding their own futures by selling a portion of their future credit card transactions to a factor – a business that will pay cash up front for a stake in the business’s transactions. Wholesalers have used factors for years, in part to help retailers finance seasonal merchandise purchases.

Business cash advances are in effect factors for small businesses. By selling a portion of their future credit card transactions, business owners can get cash up front in a matter of hours or days, rather than waiting for weeks to find out whether a business loan application has been accepted by the bank, Business cash advances are ideal for operations whose customers make heavy use of credit cards. These include retailers, service providers, restaurants, gas stations and dry cleaning businesses. If you’re a small business owner and want to learn more about credit card factoring and business cash advances, contact Rapid Capital Funding today.

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Business Cash Advance May Offer Ideal Retail Business Financing

Retailers have taken it on the chin during the recession. Retail business financing is hard to come by and many retailers are closing up shop as a result. According to recent figures offered by outplacement firm Challenger Gray and Christmas, the retail sector has lost nearly 850,000 positions since the recession began. For retailers who believe recovery is just around the corner, locating a business loan may be out of the question, but a business loan alternative known as a business cash advance may be just the thing to help struggling stores hang on.

Retail, which is normally a “safe” sector, has seen staggering job losses as regular customers scale back their spending to the bare necessities. Retailers who market the necessities are best positioned to survive the recession, and those retailers are exactly where employment hopefuls should look when it comes to landing a coveted retail job,

Many business hopefuls want retail experience because their own career aspirations include owning a small business of their own. Getting cash for small businesses may be difficult right now, but loan alternatives like business cash advances can enable retailers to expand their businesses, pay bills, renovate their business spaces and expand their sales and marketing staffs.

Not all business cash advance providers are alike, however. While some business cash advance providers employ lending requirements that are similar to a bank’s, Rapid Capital Funding evaluates each application independently. Advance decisions are based more on the business’s sales history than on traditional measures like the business owner’s credit history or the overall performance of the sector. Business cash advances can also infuse quick cash into a business, allowing it to respond to emergencies that might otherwise devastate the business.

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Rapid Capital Funding Offers Special Restaurant Financing Programs

Cash flow is king in the restaurant business, and having adequate restaurant financing is critical to survival. Unfortunately, in today’s recession, small business financing is hard to come by. Restaurants that are otherwise viable are in danger of failing because they don’t have the cash they need when they need it.

Rapid Capital Funding offers a loan alternative to restaurant owners that doesn’t rely on your good credit. In fact, your credit matters very little when it comes to helping Rapid Capital Funding make a financing decision. What does matter is your credit card transaction volume. If your restaurant business generates at least $2,500 per month in Visa and MasterCard credit and debit card receipts – less than $85 per day – your business is likely to qualify for this special loan alternative. More than nine out of ten applicants are approved for the small business financing they need to run their restaurants.

You can get the cash you need quickly to maintain operations, pay bills, make emergency repairs, update your dining space or whatever else you need. Better still, there’s no minimum monthly payment to make. We get paid each time you process a credit card transaction. Since we receive only a small portion of each sale, the rest comes back to you and you’re guaranteed to have the cash you need to operate smoothly.

Don’t struggle with cash flow issues. Get the restaurant financing you need today for your restaurant business.

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Real Estate Business Financing: Business Loan Alternative

Who says there’s no money in real estate these days? Many contractors are finding that they’re working overtime to meet the growing demand for “trash-out” services from banks that have foreclosed on homes. Foreclosed homeowners typically leave the home in unsalable condition. Banks and landlords hire contractors to remove trash and debris, clean and secure the home. If you’re considering a trash-out operation but need real estate business financing to get started, consider a merchant cash advance.

A merchant cash advance is a business loan alternativethat enables you to get cash up front. You can use the cash for anything you need, including new equipment, or hiring help. Trash-out services can produce up to $2,000 per house, so the business is lucrative, but you’ll encounter some startup costs. Primarily, you’ll need to have equipment to collect and haul away the debris that former homeowners have left behind.

You can get a merchant cash advance for your business if your Visa and MasterCard receipts exceed $2,500 per month. Think you won’t qualify? Think again. Ninety-five percent of merchants who apply for a merchant cash advance get cash from Rapid Capital Funding. You sure won’t find that acceptance rate from a bank.

Contact Rapid Capital Funding today for more information on how a merchant cash advance can provide a business loan alternative for your operation and get you the real estate business financing you need right away!

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Working Capital For Optical Store Business Financing

Last month, Luxottica, a global manufacturer of eyewear and eye care products, told investors and reporters that the company believes the worst of the global recession is over. Although the company’s sales were up, Luxottica posted a second-quarter decline in net income, due in part to changes in global currencies. Other indicators appear to point to a loosening of the global recession as well, which is good news for business owners looking for working capital or optical store business financing.

While US credit markets are still tight, Rapid Capital Funding offers a loan alternative that is ideal for businesses that have a high credit card transaction volume (in excess of 80%). Our merchant cash advance will put funding in your pocket today. The amount you receive is based on your business’ credit card transaction volume.

Use the money for anything you like: pay bills, add to your inventory, expand your business, pay taxes, or purchase new equipment. Rapid Capital Funding places no restrictions on how you use your money. In fact, we don’t even ask why you want the merchant cash advance.

There are no monthly minimum payments to make either. You can manage your cash flow easily and predictably with a merchant cash advance. Each time you process a credit card transaction, a small portion of the sale is used to repay the merchant cash advance. The rest of the money is deposited into your merchant account as normal. You get the cash you need up front and an easy repayment plan. Nothing could be easier for optical practices looking for working capital or optical store business financing.

Contact Rapid Capital Funding today and see how a merchant cash advance can provide the optical store business financing you’re looking for.

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A Small Business Loan Alternative for Minority Business Loans

For entrepreneurs looking for minority business loans, the recovery hasn’t been going smoothly. Earlier this month, Vice President Joe Biden told reporters that he’s ordered all departments to devise plans to make more minority business loans available. Biden says that 20% of the government’s $870 billion recovery program dollars are earmarked for minority businesses, but few minority business loans have been issued.

Getting a minority business loan isn’t easy, but Rapid Capital Funding’s small business loan alternative is! Business owners who generate at least $2,500 each month in Visa or MasterCard receipts can get a merchant cash advance that puts cash in your pocket today. There are no loan guarantees to make, no collateral to put up and no long waiting periods to find out whether you’ve qualified for the cash.

Your future credit card transactions can self-fund your business. With a merchant cash advance, you get the cash up front and repay the advance with a small portion of each credit card transaction. Most minority business loans fail because the applicant can’t pass the bank’s stringent credit checks. By contrast, 95% of Rapid Capital Funding’s merchant cash advance applicants get their cash within days. What’s the difference? Rapid Capital Funding doesn’t rely on your credit report to make its funding decisions. Instead, Rapid Capital Funding relies on your business’ transaction track record. If the transaction volume is there, you get the cash.

When you’re looking for a minority business loan, who would you rather go to? A funder with a record of rejecting applicants or one with a record of putting cash in applicants’ pockets? Contact Rapid Capital Funding today for more information about our merchant cash advance.

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A Business Cash Advance Can Provide Internet Business Financing

You may be looking to start an Internet business, but need Internet business financing. Or perhaps you have a brick-and-mortar business and looking to add an e-commerce site. You may be looking for a steady stream of additional income, or you may want to start your own business.

No matter why you’re looking for Internet business financing, you may find that it’s not as easy to get as you think. Right now, few banks are lending, even to established businesses. That leaves many small business owners and entrepreneurs looking for a small business loan alternative that makes sense for them. For many Internet business owners, that alternative is a business cash advance.

With a business cash advance, you sell a portion of your future credit card transactions up front for cash. As you process credit card transactions, a portion of each sale is used to repay the business cash advance and the rest goes into your merchant account. Sounds simple, right?

There are many firms offering business cash advances, so here’s a hard question with an easy answer: Which business cash advance provider should you choose? Rapid Capital Funding! Rapid Capital Funding is a leader in the field of business cash advances. Many business cash advance firms are a lot more like banks than they want to admit; they turn down a lot of applicants based on credit, the industry they’re in, where they’re located and their monthly receipts.

Rapid Capital Funding considers each application individually. We know that individual businesses can succeed even in sectors that are hard hit. We approve about 95% of the businesses that meet our simple business loan alternative criteria.If your small business accepts Visa and MasterCard, and generates at least $2,500 per month in credit and debit receipts, you’re likely qualified for a business cash advance. If you want your small business loan alternative application to receive the consideration it deserves, contact Rapid Capital Funding today.
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A Business Loan Alternative For Home Based Businesses

If you’ve joined the millions of Americans who are operating a business from home, but need home based business financing, don’t waste your time with your bank. Instead, consider a business loan alternative that makes sense for small businesses like yours. A business cash advance from Rapid Capital Funding enables you to use your future credit card transactions to fund your business today.

A business cash advance enables you to sell a portion of your future credit card transactions for cash up front. As each transaction comes in, a small portion of the sale goes to repay the cash advance and the rest comes back to your business. There are no monthly minimum payments to make. You don’t need to put up collateral and you don’t need to personally guarantee repayment.

You won’t find those features from any bank loan. Better still, you can get your cash in a matter of hours, instead of weeks or even months you may wait for the bank to make its lending decisions.

Don’t wait. Don’t sweat out the bank’s application process and think that you cant get the financing you need. Ninety-five percent of the merchants who apply for a business cash advance from Rapid Capital Funding are approved. Get the home based business financing you need right now from Rapid Capital Funding and get back to running your business!

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