•
Liquor Store Business Hot In Pennsylvania
Pennsylvania’s Liquor Control Board says that its 619 retail liquor outlets in the state generated $1.84 billion in revenue, including nearly $500 million in sales and liquor tax revenue. Unlike most states, the State of Pennsylvania strictly controls the sale of liquor through state-run liquor stores. The liquor sales revenue in Pennsylvania underscores what most liquor store business owners already know: liquor sales are good in a recession. For business people who operate a liquor or party store, and are looking for
liquore or party store business financing in areas where private liquor sales are allowed, Rapid Captial Funding offers a
business loan alternative known as a
business cash advance.
A business cash advance can be used to help modernize your retail outlets, pay taxes, expand your inventory, offer new products or merchandise, or hire new employees. The business cash advance is ideal for businesses that conduct a high volume of credit card transactions.
With a business cash advance, a small portion of each sale is used to pay back the business cash advance, and the rest comes back to your business. You’ll always have the cash you need to run your operation, because there is no monthly minimum payment to make, no collateral to put up and no personal guarantees to make. Business cash advances are so popular that three out of four merchants who take a business cash advance get a second advance when their first is repaid.
Yes, it’s that easy and that convenient! Why bother with applying for a line of credit with a bank, only to be turned down after weeks of waiting? Open your own “line of credit” with a business cash advance from Rapid Capital Funding today!
Photo Credit: Ian Turton, via Flickr
Bookmark it
•
Shoe Store Business Financing Steps Up
There are certain things people need all the time, recession or not. For these items, consumers may alter their consumption to buy less, or less expensive versions of a needed product, but they don’t cut out the product altogether. Clothing and shoes fit this bill. Buying good shoes can be expensive, but new discount shoe outlets are cropping up around the country, offering low cost shoes.
Shoe store business financing - or any
small business financing for that matter, isn’t easy to come by these days. If you’re considering opening a retail store – and you’re not alone in starting a new business during a recession – a
loan alternative called a business cash advance can get you the cash you need to run your business in lean times.
Low cost shoes are highly appealing right now. In good times, people spend more for designer shoes. In lean times, however, people still need shoes they can wear every day. Low cost shoes don’t have the profit margin that designer shoes do, but even the big design houses are creating low cost lines to appeal to budget conscious consumers.
For the retailer in search of small business financing, a business cash advance can provide the shoe store business financing you need to get moving or keep moving. With this loan alternative, you sell a portion of your future credit card transactions for cash. A small portion of each credit card transactions is used to repay the loan alternative, and the rest comes back to your business.
A business cash advance makes sense for businesses that have a high volume of credit card sales and offers you the flexibility of borrowing against your future transactions and repaying the business cash advance at a rate that makes sense for your business. With a business cash advance, there are no minimum monthly payments you need to make. Think of each transaction as a “mini-payment” you make when you make a sale.
Contact Rapid Capital Funding today for more information on a business cash advance, and how you can put this loan alternative to work to get the shoe store business financing you need!
Photo Credit: iirraa, via Flickr
Bookmark it
•
CIT Bankruptcy Could Seriously Disrupt Retail Business Financing
has been rocked in the past two weeks, with news that major retail financer CIT is working to avoid bankruptcy. A bankruptcy at CIT would disrupt funding for retailers and small businesses just as these organizations are getting ready to go into the holiday shopping season. CIT is one of the nation’s largest factoring services. Factoring allows vendors to their accounts receivable for cash up front, guaranteeing that the vendor will get paid for its goods. CIT figures prominently into the vendor’s ability to get goods into stores in a timely way.
Who would be hurt by a CIT bankruptcy? Just about everyone, from giants like Walmart and Target to small retailers and restaurants. Even for vendors that don’t use CIT’s services, a bankruptcy would have a chilling effect as vendors may demand up-front payments for goods shipped to retailers, restaurants and other small businesses.
A business loan alternative known as a merchant cash advance puts the power of factoring directly to work for retailers. With a merchant cash advance, a business owner can sell a portion of his future credit card transactions to a factor, like Rapid Capital Funding. The cash can be used for anything – including paying for inventory. The business loan alternative is repaid as the sales come in. A portion of each transaction is used to repay the merchant cash advance, and the rest is returned to the retailer.
Should the unthinkable happen – a bankruptcy at CIT – merchants who seek out a merchant cash advance will still have the ability to pay for their holiday inventory. A merchant cash advance can be arranged in a matter of hours, and doesn’t rely on the credit rating of the retailer. Good credit, bad credit or no credit, your store shelves will still be full during the holiday season, thanks to a merchant cash advance business loan alternative from Rapid Capital Funding.
Photo Credit: Jason Kuffer, via Flickr
Bookmark it
•
Restaurant Financing: Loan Alternative
Own a restaurant? Looking for
restaurant financing? Consider a
loan alternative from Rapid Capital Funding to give you the
working capital you need to run your business.
A merchant cash advance is ideal for restaurants and other businesses that accept credit cards for 80% or more of their transactions. A merchant cash advance is a loan alternative that enables you to sell a portion of your future credit card transactions for cash up front. There are no restrictions on how you use the money and no fixed monthly minimum repayment schedule.
Better still, there are no long applications to fill out, no waiting for a response from the lender, and no collateral or personal guarantees are needed! Whether your business has good credit or bad, a merchant cash advance can provide the working capital you need to expand your business, remodel your interior space, hire new personnel, make repairs to your building or do just about anything else you need to do.
As a loan alternative, the merchant cash advance is growing in popularity. They’re much easier to get than a bank loan and more flexible in terms of repayment. When your business is good, your merchant cash advance is repaid faster; when your business slows down, the rate of repayment on this loan alternative slows down too. It’s ideal for small businesses during the recession.
Contact Rapid Capital Funding today and let us show you how to put your future credit card transactions to work today!
Photo Credit: Thomas Hawk, via Flickr
Bookmark it
•
Real Estate Business Financing: Merchant Cash Advance
Staging a home for sale is big business, whether it’s done actually or virtually. If you’re looking for
real estate business financing to open or expand your home staging business, consider a
merchant cash advance from Rapid Capital Funding. A merchant cash advance is a
small business loan alternative that is ideal for small businesses that generate at least $2.500 per month in Visa or MasterCard receipts. Some innovative businesses are offering “virtual staging” services that combine photographs of empty rooms with images of furniture. These composites enable a realtor to “stage” a room or home electronically, saving the expense of actually stocking the home with rental furniture. A typical home staging may cost between $1,500 and $2,500. Virtual stagings can reduce that cost by 85%-90%.
Conventional wisdom says that no one is selling houses today. Not true, but the buyers who are in the market want to see more than “potential” when looking at a home. In today’s cash-conscious world, homeowners don’t want to spend one dime more than they have to when selling their homes, and often homes sit vacant for months before being purchased.
If you need cash to expand your business, buy computers, hire graphic design or photo retouching professionals, you can do that with a merchant cash advance from Rapid Capital Funding. A merchant cash advance isn’t a loan; it’s a small business loan alternative. You sell a portion of your future credit card transactions for cash. Each transaction you process helps to repay your merchant cash advance. Small business owners with bad credit or no credit, or who are looking to avoid a commitment to paying a fixed monthly minimum should contact Rapid Capital Funding today for more information on how a merchant cash advance can provide the real estate business financing you’re looking for!
Photo Credit: Champagne Chic Interiors, via Flickr
Bookmark it
•
Optical Store Business Financing: Small Business Loan Alternative
A recession is a “make-or-break” proposition for most businesses. Businesses that have the cash they need to cover themselves in recession survive; those that don’t close up shop. If you own or operate an optical store and are looking for
optical store business financing to help you ride out the recession, look no farther than Rapid Capital Funding’s
business cash advance.
Competition is fierce in today’s optical business. The good news is that the industry is growing, showing a modest gain of .002% in 2008. Discount retailers are a big part of that growth as consumers look for value in eyeglasses. Some online retailers are offering eyeglasses for as little as $8 per pair.
If you’re looking to add discount services to your product mix, but need working capital to make that happen, consider a business cash advance as a small business loan alternative. A business cash advance will provide the money you need to expand your business, pick up new lines or inventory and remodel your space.
With a business cash advance, you use your future credit card transactions to finance your business today. Rapid Capital Funding will purchase a small portion of your future sales for cash up front. As your transactions come in, a small portion of the sale goes to repay the advance. The rest comes back to your business. It’s a great way to “self-finance” to get the cash you need.
Rapid Capital Funding can approve your application in a matter of hours, so you can get the optical store business financing you need today to take advantage of the latest consumer buying trends.
Photo Credit: Camila Ulloa, via Flickr
Bookmark it
•
Minority Business Loans: Business Cash Advance
A recent study commissioned by the Latino Business Chamber of Greater Los Angeles showed that more than half of all minority-owned businesses are Latino-owned and these businesses generate more than $35 billion in that area annually. In addition, the number of Latino-owned businesses is growing in areas that are critical to recovery from the recession: construction, manufacturing and retail. Unfortunately, what business owners most need right now – capital – is largely unavailable when small business operators seek
minority business loans.
Rapid Capital Funding offers a business loan alternative that doesn’t require extensive credit checks, long application forms, weeks or months worth of waiting to find out if you’ve been approved, personal guarantees or collateral.
If your minority business generates at least $2,500 each month in Visa or MasterCard credit or debit receipts, you’re likely qualified for a business cash advance from Rapid Capital Funding. With a business cash advance, you sell a portion of your future credit card transactions to Rapid Capital Funding in exchange for cash up front. There are no monthly minimum payments to make because each time you process a credit card transaction, a small portion of the sale is used to repay your business cash advance. The rest of the money comes back to you!
Finally, you can get the cash you need to finance your business, expand your inventory, hire new workers, buy materials or do whatever you need to do. There are no restrictions on how the money is spent. Contact Rapid Capital Funding today and get the minority business financing you need to grow your business.
Photo Credit: Andy Hurvitz, via Flickr
Bookmark it
•
Internet business financing small business financing
What makes the Internet so interesting to entrepreneurs? The Internet provides a viable medium for small, specialty and niche businesses to compete with larger market players. If you’ve got a business and are looking for
Internet business financing, look no farther than the
small business financing specialists at Rapid Capital Funding.
Rapid Capital Funding offers a loan alternative known as a merchant cash advance that’s ideal for small businesses that want to compete on the Internet with larger or more established firms. A merchant cash advance enables you to factor your future credit card transactions now. You get the cash you need up front and incredibly easy repayment terms.
With a merchant cash advance, there are no monthly minimum payments to make. Each transaction helps to repay your merchant cash advance. When business is good, your advance is repaid faster. When business slows down, so does the rate of repayment. It’s an outstanding repayment plan for small businesses that are looking for Internet business financing or small business financing.
A merchant cash advance doesn’t even depend upon having good credit. You can still qualify for a merchant cash advance even if your credit is poor. If your business accepts Visa or MasterCard and generates at least $2,500 per month in credit and debit receipts, you’re likely qualified for a merchant cash advance from Rapid Capital Funding.
Contact Rapid Capital Funding today and see how you can put your future credit card transactions to work for you today!
Photo Credit: Giuseppe Leto Barone, via Flickr
Bookmark it
•
Home Based Business Financing: Business Loan Alternative
Quick! What’s one of the most searched terms on Google today? “Home based business.” Entrepreneurs, unemployed persons and people who are looking to secure their financial futures are turning inward to find the cash they need to support their families and live their dreams.
Home based business financing is interesting to a lot of folks right now as they try to cope with rising unemployment, stagnant wages and the desire to have more control over their work lives.
Rapid Capital Funding offers a business loan alternative called a merchant cash advance that enables your home-based business to raise its own capital. With a merchant cash advance, you sell a portion of your future credit card transactions to Rapid Capital Funding in exchange for cash up front.
Use the cash for anything you need: increasing inventory, purchasing equipment, hiring help… you name it. There are no restrictions on how you use the money. As each credit card transaction is processed, a small portion goes to repay the merchant cash advance; the rest comes back to you.
The merchant cash advance is ideal for businesses that generate a high volume of credit card payment transactions but is available for almost any business that generates at least $2,500 each month in Visa or MasterCard credit and debit receipts. Rapid Capital Funding also has special financing programs for restaurants.
Don’t let a lack of capital interrupt your home-based business dreams. Get the home-based business financing you need today from Rapid Capital Funding.
Photo Credit: Wayan Vota, via Flickr
Bookmark it
•
Financing For High Risk Businesses: Merchant Cash Advance Loan Alternative
For some business owners, opening a business means seeking venture capital. Today, that’s a proposition that many venture capitalists aren’t willing to take. A recent survey of venture capitalists showed that nearly 93% of respondents were either “worried” or “very worried” about the uncertainty of returns. In other words, many venture capitalists are no longer willing to gamble on new business ventures. Combine this with the banks, which are unwilling to tolerate any risk at all, and you have a situation where
financing for high-risk businesses is largely unavailable.
What qualifies as a risky business? For banks, most new ventures are risky, too risky to fund. That’s why Rapid Capital Funding offers an exceptional loan alternative called a merchant cash advance.
A merchant cash advance will provide the working capital you need to get your high risk business off the ground and keep it there. By factoring a portion of your future credit card transactions, you can raise working capital and get the financing for high-risk businesses that banks and private lenders aren’t willing to provide.
If your business has a high volume of credit and debit card transactions, and generates at least $2,500 per month in Visa and MasterCard credit and debit transactions, you likely qualify for a merchant cash advance. Contact Rapid Capital Funding to see how you can raise your own financing for your high-risk business. Put your future credit card transactions to work for you today!
Photo Credit: David Jarrold, via Flickr
Bookmark it