Bar/Nightclub Financing: Business Cash Advance

Bar and nightclub financing may mean the difference between staying open and closing down during this recession. Some bars and nightclubs are doing well because customers will still spend money on liquor and entertainment during a recession. Other operations are not faring as well because they’re tied to other locations like hotels. In either case, a business cash advance from Rapid Capital Funding may help bar and nightclub owners keep their doors open.

A business cash advance is a not a business loan; it’s a business loan alternative that makes sense for businesses like bars and nightclubs, which handle a large credit and debit transaction volume. As a business loan alternative, a business cash advance is hard to beat. There are no long applications forms, no long waiting period to find out if your business has been approved, no monthly payments to make, no collateral to put up, no extensive credit checks and no personal guarantees to make.

If your US-based business processes at least $2,500 per month in Visa or MasterCard transactions, you qualify for a business cash advance. It’s that simple. As a business loan alternative, the business cash advance is hard to beat. You sell a portion of your future credit card transactions to Rapid Capital Funding, and in exchange you get the bar and nightclub financing you need. Few bar and nightclub financing options are easier. Use the money to improve your business, make repairs, remodel your interior or exterior, hire staff, pay creditors or do whatever you want to do.

Give your business the competitive advantage it needs to stay in operation in these tough times with a business loan alternative from Rapid Capital Funding!

Photo Credit: Raj Taneja, via Flickr

Bookmark it

Restaurant Financing: Business Loan Alternative

Restaurant financing, even for fast food places, may get more difficult in 2009. A new survey conducted by GfK Custom Research found that 82 percent of Americans say that giving up restaurant dining as a way to cope with the recession would be “easy.” Earnings reports from early in the recession showed that diners were changing their choice of establishments from higher priced to lower priced restaurants. Fast food places fared well, even increasing their revenues as diners “downgraded” from their preferred choices. First quarter results for 2009 show yet another change. Even fast food establishments are beginning to suffer. Burger King reported a slim increase in sales of just 1% in the first quarter of 2009, and McDonald’s is estimated to show a decrease in sales of as much as 7%.

As earnings fall, even traditionally “recession-proof” businesses like fast food establishments find it more difficult to get restaurant financing. The Gfk Custom Research survey shows that even low-cost dining establishments aren’t immune to the effects of the recession, and may not be able to weather a long downturn as well as once thought. For these businesses, cash is still king, and a merchant cash advance may provide the business loan alternative these establishments need to make improvements, take advantage of lower labor and materials costs to do needed upgrades or repairs, pay bills or creditors, or do whatever needs to be done.

Rapid Capital Funding offers a business loan alternative that isn’t based on your credit history, your business plan or other factors that a bank will consider when making a business loan. The amount of your merchant cash advance is based on your credit card transaction volume. Ninety five percent of businesses that generate at least $2,500 per month in Visa or MasterCard credit and debit receipts qualify for a business cash advance. If that sounds like your business, you’re probably qualified.

Contact Rapid Capital Funding today and get the restaurant financing you need using a business loan alternative!
Photo Credit: Appaloosa, via Flickr

Bookmark it

Hotels And Motels Financing: Merchant Cash Advance

In some areas of the country, tourism is down and that translates into lower tax revenues from hotels and motels for city and county governments. Oswego County, in New York State reports that its tax revenues collected from hotels and motels in the last quarter of 2008 was off by more than 10%. First and second quarter revenues were down significantly from that. If you’re looking for hotels and motels financing to pay taxes or make improvements, and the state of the economy has eliminated your chance for a bank loan, consider a merchant cash advance as a way to get the hotels and motels financing you need for your small business.

A merchant cash advance is ideal for hotels and motels financing, and it’s an alternative that a small business can afford. A merchant cash advance isn’t a bank loan. Rapid Capital Funding will purchase a portion of your future credit card transactions for cash. You get the cash you need up front to pay bills, make improvements or do whatever you need to do.

A small portion of each credit card transaction is used to repay your merchant cash advance. The rest of the transaction cash comes back to you. You get the money you need up front, and you still get most of the cash from each transaction when they occur. This arrangement is perfect for businesses that process a high volume of credit card transactions.

A small business like a hotel or motel needs all the help it can get in these tough economic times. Contact Rapid Capital Funding today and find out how your small business can get the hotels and motels financing it needs through a merchant cash advance.

Photo Credit: Alfonso Surroca, via Flickr

Bookmark it

Seasonal Business Financing Could Include A Business Cash Advance

Summer is the season for gardening, having fun by the pool or patio, and making trips to the local ice cream stand. Seasonal businesses aren’t like regular businesses and getting seasonal business financing can be next to impossible because money doesn’t flow year-round. That’s why you should consider a business loan alternative like a business cash advance.

A business cash advance is the ideal business loan alternative for seasonal businesses. At Rapid Capital Funding, we know that seasonal businesses don’t make money year-round. With a conventional business loan, you’ll be making payments year-round, whether your business is operating or not. With a business cash advance, your repayment is tied to your transaction volume; when your business picks up, your transactions repay your advance quickly. When business slows down, your advance repayment slows down too.

This kind of repayment arrangement is ideal for seasonal business financing. You can get the cash you need to expand your business, buy new equipment, make needed repairs, hire new personnel or do whatever you need to do to make your seasonal business run right.

Bad credit? No credit? No problem. A business cash advance is a business loan alternative that’s not based on your credit. It’s based primarily on the transaction volume of your business. If your business accepts Visa or MasterCard and generates at least $2,500 per month in credit and debit transactions, you’re likely qualified for a business cash advance.

Don’t wait! The summer season is beginning and Rapid Capital Funding can get you the seasonal business financing you need right now!

Photo Credit: Mtsofan, via Flickr

Bookmark it

Beauty Salon Financing: Business Loan Alternative

If you own a beauty salon and you are worried about the recession, you may be surprised to learn that many salons are doing just fine. In fact, some salons have expanded their businesses to include massage therapy and yoga to meet customer needs. Finding beauty salon business financing can be tough these days, but for business owners who are willing to take a chance, the payoff of expanding your beauty salon business can be handsome.

If you’ve approached a bank for a business loan and have been turned down, or have less-than-stellar credit but still want to take advantage of this surprise opportunity, consider a merchant cash advance from Rapid Capital Funding.

A merchant cash advance is a business loan alternative that’s ideal for small businesses who may otherwise not qualify for a business loan from a bank. With a merchant cash advance, there are no fixed monthly payments, no collateral - not even a payment due date! How is this even possible?

With a merchant cash, you factor a portion of your future transactions. Rapid Capital Funding will buy a portion of your transactions and in exchange, you get the beauty salon financing you need to expand your business, hire new staff, add new equipment, lease new space or whatever else you might need to take advantage of this opportunity.

Good credit isn’t a strict requirement; in fact, your credit really doesn’t factor into the equation. If your business is based in the US, accepts Visa or MasterCard and generates at least $2,500 per month in credit and debit receipts, you’re likely qualified to receive a business loan alternative based on as much as 1.5 times your monthly credit and debit receipts.

Yes you can expand, even in a recession. Contact Rapid Capital Funding today and see how you can turn your credit and debit transactions into the beauty salon business financing you need to make your business grow!

Photo Credit: Jennifer Brown

Bookmark it

Dentistry Business Financing: Merchant Cash Advance

A new poll released Thursday by the Kaiser Family Foundation suggests that six in ten American families are economizing on health care costs by delaying doctor visits, dental work, and prescription refills. This delay can be significant for a practitioner like a dentist. Finding dentistry business financing from a bank can be a challenge when your receivables are down.

Instead of working with your bank, consider taking a merchant cash advance for your small business. A merchant cash advance doesn’t tie you down to minimum monthly payments, collateral or personal guarantees.

A merchant cash advance allows you to leverage your future credit and debit card sales right now. You get the cash you need in exchange for selling a portion of your future transactions. As the transactions are processed, your merchant cash advance is repaid. Only a small portion of each transaction is used to repay the advance, so you still get the cash you need to run your small business.

Because repayment of the merchant cash advance is tied to transaction processing, we get paid only when you get paid by credit card. The cash portion of your business isn’t affected, so a merchant cash advance doesn’t commit your incoming cash sales to the repayment of your advance.

Small businesses are having a tough time in today’s economy, and even professionals are affected. A merchant cash advance from Rapid Capital Funding can get you the dentistry business financing you need along with a repayment method you can afford. Use the cash to expand your business, replace old equipment, add new equipment or whatever you need.

Contact Rapid Capital Funding today and let us show you how a merchant cash advance can provide the dentistry business financing your small business needs!

Photo Credit: Jennifer Coughenour

Bookmark it

Florist Shop Business Financing: Business Cash Advance

Local florists have it tough these days. The Internet is more of a bane than a boon and local florists are closing down right and left. Flower shops are considered high risk businesses, and many have difficulty finding the florist shop business financing they need to keep their doors open.

Most local florists belong to a national network that gathers orders and forwards them to local florists for fulfillment. The order gatherers take a percentage off the top, as does the florist that refers the order to another florist, often in another city. The receiving florist then needs to fulfill and deliver the order for the remainder of the purchase price. Most customers don’t realize that they’re not purchasing directly from local florists and as a result, many local are closing their businesses.

For a local florist who needs operating capital or capital to upgrade facilities, florist shop business financing is expensive, if it’s even available. For merchants, a viable business loan alternative may be a business cash advance from Rapid Capital Funding. A business cash advance enables you to sell a portion of your future credit and debit transactions in exchange for cash up front. You get the cash you need to make your business work without the hassle of a bank loan.

Rapid Capital Funding provides cash fast. Unlike a bank loan application, we process your business cash advance request in a matter of hours. Ninety-five percent of the merchants who apply for a business cash advance are approved. No bank offers that kind of approval rate!

For florist shop business financing, or financing for any other high-risk business, consider a business loan alternative. There is no fixed monthly repayment, so your repayment rate is slow when your business is slow and picks up when your business does. It’s the ideal solution for businesses that accept a high volume of credit card transactions.

Photo Credit: Courtesy, UnitedFloristNetwork.com

Bookmark it

Franchise Business Financing: Business Loan Alternative

According to the International Franchise Association, certain franchising opportunities are hot, despite the downturn in the economy. If you’re interested in franchising opportunities, but need franchise business financing to sustain your franchise operation, consider a merchant cash advance from Rapid Capital Funding.

A merchant cash advance is a business loan alternative that’s ideal for businesses that process a lot of credit and debit transactions. A merchant cash advance isn’t a loan. With a merchant cash advance from Rapid Capital Funding, you factor your future credit card transaction for immediate cash.

Unlike a bank loan, you won’t have to fill out a long application form or wait for weeks to find out if you’ve been approved. Most US merchants who accept Visa or MasterCard and generate at least $2,500 each month in credit and debit receipts are approved. With a merchant cash advance, you can get the franchise business financing you need in a matter of hours, and even merchants with bad credit can get approved.

What’s more, about seventy five percent of businesses that take a merchant cash advance take another one once their first advance is repaid. Why? There’s no monthly repayment, no collateral, and no personal guarantees. Your merchant cash advance is repaid each time you process a credit or debit transaction, and your repayment rate isn’t fixed to a certain dollar amount. When business is good, your merchant cash advance is repaid more quickly. When business is slow, your repayment rate slows too. It’s a business loan alternative that makes sense! For franchise business financing, don’t go to the bank, only to wait weeks to find that you’ve been turned down. Talk to Rapid Capital Funding today and get the franchise business funding you need!

Photo Credit: Courtesy, Contours Express

Bookmark it

Gas Station Business Financing: Try A Merchant Cash Advance

More than half of Southern California’s nearly 4,000 gas stations have missed an April 1 deadline to install gasoline vapor traps as required by state law. Some station owners report that the cost of the installed systems is approaching $40,000, a figure that has left some station owners scrambling to figure out how to pay for the systems. Gas station business financing isn’t easy to come by right now. Although many stations bear the name of large companies, they’re individually owned small businesses.

Because these small businesses process a large volume of credit card transactions, a merchant cash advance may be the ideal solution to provide the cash they need to comply with the state’s new environmental regulations.

A merchant cash advance isn’t a loan; it allows you to sell a portion of your future credit card transactions to get the cash you need right now. With a merchant cash advance, there is no monthly repayment; each credit or debit card transaction you process helps to pay back the cash advance. When business is good, your advance is repaid more quickly. When business is slow, your repayment slows too.

Gas station business financing has never been easier, and your small business can be approved for a merchant cash advance in a matter of hours – not weeks or months, like a loan from the bank. There’s no collateral to put up, and your small business can qualify even if your credit is bad.

Contact RapidCapital Funding today to learn how you can find the gas station business financing you need to run your small business.

Photo Credit: Riza Nugraha

Bookmark it

Home Based Business Financing: A Business Cash Advance

If you’re looking for home-based business financing, a business cash advance may give you the money you need to operate and grow your business. Though it seems counter-intuitive, more business startups happen during a recession than in any other point in the economic cycle. People who have lost their jobs or need extra cash are motivated to start their own businesses, providing products and services that others want and need. Finding home based business financing can be a challenge though. Banks are wary of loaning money to those who are self-employed.

A business cash advance isn’t a loan; it’s a business loan alternative that make sense for small businesses and those businesses that handle a lot of credit card transactions. With a business cash advance, you sell a percentage of your future credit card transactions. As your customers pay for goods and services with credit, a portion of each sale is diverted to repay the business cash advance. The rest of the transaction comes back to you, so you can operate your business, maintain your inventory and pay bills.

The advantages of this business loan alternative are plentiful. First, there’s no monthly payment to make. You repay your business cash advance each time you process a credit or debit transaction. When your business is good, your repayment is accelerated, but when business slows down, so does your repayment. It’s a business loan alternative that makes sense in an uncertain economy.

With a business cash advance, there are no long application forms to fill out, no waiting to find out whether you’ve been approved, no collateral and no personal guarantees. You get the home-based business financing you need when you need it, and with a repayment plan you can easily manage. Contact Rapid Capital Funding today for more information about home based business financing and business cash advances.

Photo Credit: Grant Hutchinson

Bookmark it