Merchant Cash Advance Can Help You Cover Unexpected Expenses

A merchant cash advance from Rapid Capital Funding can help you cover unexpected expenses. Unlike a bank loan, a merchant cash advance is available within hours of your request. It’s cash when you need it.

A merchant cash advance isn’t a loan. Rapid Capital Funding agrees to purchase a percentage of your future credit card transactions. Each time you process a transaction, a portion of the money goes to repay the advance. The rest is returned to you. A merchant cash advance can help you cover unexpected expenses that your insurance may not.

Merchant cash advances can also help you remodel your business space, improve your business processes, expand your business, hire new employees, make payroll tax payments or whatever else your business needs.

Three out of four businesses take a second merchant cash advance once their first advance has been repaid. Why? Because a merchant cash advance doesn’t require the reams of documentation a bank will ask for when evaluating a loan application. Rapid Capital Funding doesn’t ask what you’ll be using the money for because we like to leave those decisions up to you, the business owner.

Business cash advances don’t require personal guarantees, fixed monthly loan payments, or collateral to secure the debt like a bank loan does. We simply give your business the cash it needs right now. You repay the advance each time you process a credit or debit transaction. The repayment terms are easy and so is getting cash.

When your bank won’t authorize a loan, you’re not stuck. You can count on Rapid Capital Funding to provide the financing you need quickly and with easy repayment terms. Ninety five percent of businesses that meet our basic acceptance criteria can get cash advances of up to 1.5 times their monthly average credit card receipts in just a matter of hours. If your small business is based in the US, and takes in $2,500 or more in Visa or MasterCard credit and debit receipts monthly, you likely qualify for a merchant cash advance.

Contact Rapid Capital Funding today for more information on a business cash advance and see how easy it can be to get the cash you need to make your business run smoothly.

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Merchant Cash Advance Be A Business Lifeline

A merchant cash advance from Rapid Capital Funding could be the one thing that keeps your small business alive. To a bank, a business can be reduced to a numerical value. A loan could mean the difference between survival and closure, but a bank only looks at the numbers.

A small business may be a family-owned operation that has a long history of service to the community. Family-owned operations and community service don’t factor into the bank’s numbers very easily. A small business may employ one or a dozen or even one hundred people who depend on the business to sustain themselves and their families. But those numbers don’t factor into the bank’s decisions.

In England, small businesses are failing at a rate of 120 per day because banks won’t lend their money to otherwise viable small businesses. The figures here aren’t much better. Do you want to hang the survival of your business on the numbers that matter to the bank? Wouldn’t you rather make the decisions about which numbers are most important to your business?

Rapid Capital Funding offers small business loan alternatives that aren’t hinged on a business’ credit rating. There are no long application forms to fill out, no interminable waiting period to find out if you’ve been approved, no collateral to put up, and no personal guarantees to make.

Rapid Capital Funding will invest in your business by buying a portion of your future credit card transactions. Businesses of any size that accept Visa or MasterCard and generate at least $2,500 per month in credit and debit card transactions qualify.

Repayment terms are easy. When your transaction volume is high, your advance is repaid faster. When your transaction volume slows, the repayment slows, too. This is ideal for seasonal and cyclical businesses. Rapid Capital Funding also offers special financing programs for restaurants and other high-transaction volume businesses that need to shore up their cash flow.

Contact Rapid Capital Funding today for more information about business loan alternatives, and let us show you how they can help your business.

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Merchant Cash Advance: Cash When You Need It

A merchant cash advance can provide the cash your business needs, even when the bank has turned you down. Few banks are lending right now, and many businesses, even those with perfect credit are being turned down for bank loans. They’re also having their credit lines slashed and credit card limits cut, even when they’ve never missed a payment.

Don’t accept that kind of treatment from the bank. Your business is your livelihood. Your employees depend on you. If you depend on a bank that has the cash but won’t lend it, your business could be in deep trouble no matter how hard you work!

Rapid Capital Funding offers a perfect solution for your small business: a merchant cash advance. A merchant cash advance isn’t a loan. We purchase a percentage of your future credit card transactions. You get the cash you need up front along with a flexible repayment plan that allows your business to operate just as it always has.

There are no monthly payments, no origination fees, no collateral and no personal guarantees. Good credit or bad, we can likely put cash in your pocket. With a merchant cash advance, we take the risk so you can go about running your business. We offer special financing plans for restaurants and other high transaction volume businesses.

In case you’re wondering, about 75% of businesses that take a merchant cash advance take another one when their first advance has been paid off. Business owners have come to appreciate the flexibility of the repayment schedule and the speed with which they can get the cash they need to keep their businesses running smoothly. The repayment plan is easy; as transactions come in, a portion of the transaction is used to repay the loan. The rest is returned to the business.

With a merchant cash advance, there is no fixed repayment amount each month. When your transaction volume is high, the merchant cash advance is repaid more quickly. When sales slow down, so does the advance repayment. With a loan, you’re on the hook for a specific payment each month, whether your business can afford it or not.

Don’t struggle with spending cuts and layoffs if you don’t have to. Contact Rapid Capital Funding today to find out how a merchant cash advance can help your business.

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Merchant Cash Advance Provides Quick Cash To Businesses

A merchant cash advance may be the right option for you if your loan application has been turned down by your bank. Small businesses are turning to merchant cash advances for quick cash at a growing rate as more banks become risk-averse in today’s tough economy.

Business owners still need cash, whether the banks are lending or not. A merchant cash advance is not a loan; it’s the sale of a portion of future credit card transactions that your business would ordinarily process. A merchant cash advance doesn’t take the full value of each sale. Instead, a small portion is diverted to repay the cash advance. Because the payback rate is dependent upon your sales volumes, you pay more when your sales are high and less when your sales are low. You won’t get that kind of repayment flexibility with a bank loan.

Merchant cash advances aren’t based on a business’ credit report, so even merchants with bad credit can still get a cash advance. Ninety-five percent of merchants who apply for a merchant cash advance from Rapid Capital Funding are approved. If your business accepts Visa or MasterCard and generates at least $2,500 per month in credit card transactions, you very likely qualify to get the cash you need right now. You can receive as much as 1.5 times your monthly receipts, up to $250,000.

Three out of four merchants take another merchant cash advance when their first advance is fully repaid. This says a lot, especially for small businesses that have been turned down for the working capital they need to keep their doors open. Regardless of why you need cash – to pay bills, expand your business, buy new or replacement equipment, pay taxes – Rapid Capital Funding can put the cash you need in your account in a matter of hours, and you can get back to doing what you do best: running your business.

Contact Rapid Capital Funding today to learn more about merchant cash advances and how they can help your business.

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Merchant Cash Advance Can Steady Your Cash Flow

A merchant cash advance from Rapid Capital Funding can help your business maintain adequate cash flow in these uncertain economic times. A merchant cash advance can put the cash you need into your account in a matter of hours. No bank loan will do that.

A merchant cash advance is an alternative to small business loans. There is no long application process, no processing fees, no credit checks. A merchant cash advance doesn’t depend on your good credit, so you don’t get turned down when your credit is less-than-perfect.

Regardless of why you need the money, Rapid Capital Funding can help. Whether you need working capital, money to purchase new equipment, pay for unexpected expenses, make a payroll tax payment, or anything else, the terms of our offer are still the same: you ask, we provide!

Ninety-five percent of businesses that apply for a merchant cash advance get the cash they’re looking for. How does this work? Rapid Capital Funding purchases a percentage of your future credit card transactions. As those transactions come in, we collect our repayment and you collect the cash your business would ordinarily get from a credit or debit transaction involving a Visa or MasterCard. It’s simple!

Better, there are no monthly loan payments to make and our repayment schedule is based on your transactions, so if you have a slow month, you repay at a slower rate. That’s why so many small business owners are moving to merchant cash advances in place of bank loans.

Contact Rapid Capital Funding today for more information on how a merchant cash advance can help your business thrive and grow in today’s tough marketplace.

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Merchant Cash Advance: Your Business Loan Alternative

A merchant cash advance from Rapid Capital Funding is an excellent business loan alternative! If you’ve never considered a merchant cash advance before, now is a great time to do so.

Credit card receivable factoring is an easy way to improve your cash flow because it puts cash into your accounts right now. How does this work? If you have a US-based business that accepts Visa or MasterCard and generates at least $2,500 per month in credit and debit transactions, you can get paid for your transactions before they occur. Credit card receivables factoring allows you to get the money for your transactions when you need it, instead of waiting for the transaction to occur and waiting again to get paid.

Based on your transaction volume, Rapid Capital Funding can advance as much as 1.5 times your average monthly sales. When the transactions do come in, a small percentage of the money is diverted to repay your advance. The rest lands in your merchant account as always. You get your cash up front and pay it back one transaction at a time.

Rapid Capital Funding is a name you can trust. We are a member of the BBB Online Reliability Program and National Restaurant Association. We also have special restaurant financing programs. Our funding programs can put as much as $250,000 into your accounts within hours or days, and the repayment terms are easy to manage.

If you would like more information on how credit card receivables factoring can work for you right now, contact Rapid Capital Funding today!

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Wells Fargo Small Business Optimism Survey Goes Negative

For the first time in the nearly six-year history of the Wells Fargo Small Business Index, owner optimism dropped below zero for the first time in the survey’s history. The survey, which was conducted between January 22 and February 2, down 14 points from the previous survey and 118 points lower than the record high for the index, which was notched in November 2006. The zero point on the index scale means that business owners are neither optimistic nor pessimistic about the business and economic conditions of their companies.

The index measures the present conditions and near-future outlook for small businesses in a half-dozen key areas, including overall financial picture, cash flow, revenues, capital spending or planned capital improvements, hiring and the availability of credit.

Respondents to the survey did not reduce their hiring plans overall from the Q4 2008 survey, but did report more problems with cash flow, credit availability, slow growth in revenue and an overall decline in the respondents’ financial situation.

A merchant cash advance from Rapid Capital Funding can help keep your business cash flow looking good. A merchant cash advance leverages your future credit card transactions to provide you the cash you need today.

Doing business and staying afloat in a recession can be challenging, but Rapid Capital Funding is here to help. Contact us today and see what a merchant cash advance can do for your small business.

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First Rule Of Cash Flow: Keep It Coming

Small business owners have a unique appreciation for cash flow; it’s what keeps their business alive. The first rule of being in business, then, is “Never run out of cash!” That’s hard to do these days, even for large businesses. If you want to see what happens when a business runs out of cash, watch GM in the coming months. The results can be catastrophic, and the effects aren’t limited to the troubled business itself.

While GM has a “cash burn” of a billion dollars or more each month, small businesses usually get by on a lot less! Without adequate cash flow, even minor unplanned expenses can create major problems. How can you assure yourself that your business won’t run out of cash at a critical point?

If your US-based business accepts Visa or MasterCard, and generates at least $2,500 each month in credit and debit receipts, a merchant cash advance may be your best option for ensuring that you always have enough cash on hand to pay bills, handle unexpected expenses or shore up your cash position.

A merchant cash advance from Rapid Capital Funding is a quick way to get the cash you need when you need it. Unlike a bank loan, a merchant cash advance can be in your hands in a matter of days. There’s no long application process and no waiting to find out if you’ve been approved. Your credit doesn’t even play a big role in whether or not your advance is approved. This means that merchants with less-than-perfect credit can also get a merchant cash advance.

Rapid Capital Funding also has special restaurant financing programs. These programs are also ideal for businesses that have a high credit card transaction volume. Don’t wait to set up your merchant cash advance. Contact Rapid Capital Funding today and let us show you how to keep the cash flowing into your business!

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Merchant Cash Advance Is A Small Business Loan Alternative

A merchant cash advance may be just the thing your business is looking for. A merchant cash advance is a credible alternative to a small business loan, and is ideal for US based businesses that accept Visa or MasterCard and generate at least $2,500 per month in credit and debit receipts.

A merchant cash advance can put cash in your account in as little as 72 hours. If you’ve been turned down for a loan from the bank, or can’t find a bank willing to extend a small business administration loan, you’re not alone. Many banks are unwilling to lend to small businesses, even those that have great credit and pay their bills on time.

Don’t let your business suffer because you can’t get the cash you need. Turn to Rapid Capital Funding for small business loan alternatives that will put cash into your accounts fast!

A merchant cash advance leverages your future credit card transactions to get you the cash you need right now. As these transactions come in, a small percentage of the funds are diverted to repay your advance. Once the cash advance is set up, there’s nothing else to do on your end, except what you do every day: run your business!

Merchants appreciate the flexibility of the merchant cash advance, and Rapid Capital Funding’s ability to get them the funds they need whenever they need cash. There are no long applications to fill out, no questions to answer, no collateral and no personal guarantees – just cash.

Contact Rapid Capital Funding today to learn how a merchant cash advance can help your business.

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Business Cash Advance Could Get The Cash Flowing

It may sound counterintuitive, but a business cash advance could be a good move for your business. “You can’t borrow your way out of debt” is among the basic truths you’ll find in business. In tough economic times however, businesses that have enough cash on hand are the ones that tend to survive.

A business cash advance can help you conserve your cash and still help you make the purchases you need to keep your small business running. A business cash advance uses the power of your future credit card transactions to get you the cash you need today. If your US-based business accepts Visa or MasterCard and generates credit or debit receipts of at least $2,500 per month, you’re likely qualified for a business cash advance from Rapid Capital Funding.

Unlike a bank loan, there’s no monthly payment to make, no long application to fill out, no waiting period and no explaining what you need the money for. There’s also no collateral and no personal guarantees. Just the money you need when you need it. Rapid Capital Funding can usually get you the cash you need within 72 hours.

Each time you process a credit card transaction, a small percentage of the transaction is diverted to repay the cash advance. The more transactions you process, the more you repay. The fewer transactions you have, the slower your repayment is. That’s one reason so many merchants like the business cash advance. The repayment is flexible. It doesn’t require you to commit a large amount of your receipts to repayment of the cash advance.

Rapid Capital Funding also has special restaurant financing programs, and programs for other businesses with a high transaction volume. Don’t let your business run out of cash, and don’t spend the cash you have if you don’t absolutely have to. Let Rapid Capital Funding show you how a business cash advance can get you the cash you need when you need it.

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